During the hustle and bustle of the holidays, unfortunately accidents can happen. If you have an accident and are injured, don’t let the time clock run on you to seek medical attention. During this time of year, the days quickly pass. Drivers involved in crashes with injuries, must seek medical care within 14 days from the date of their accident to take advantage of their automobile insurance PIP (personal injury protection) policy benefits. On day 15, you are no longer eligible for the benefits you paid for. To qualify for your full $10,000.00 benefit, your injuries must be diagnosed as an “Emergency Medical Condition”. If this threshold is not met, your maximum benefit is $2,500.00, even though you paid for $10,000.00 in coverage. Bottom line, don’t delay after your accident. If you need additional advice on this information, please call my firm, (407) 628-4871. If you’ve had an accident and are injured, I am here to help you. I wish all a happy and safe holiday season.
--- R. David Ayers, Jr.